Due to um, ~recent events~, it seems like everyone’s talking about investments and stocks are in the air! But at the same time, a lot of us are still confused about how investing works, and TBH all the finance jargon can be tough to keep up with.
Whether you’re new to investing or you just want to brush up on your vocab, understanding these financial terms can help you make sense of what in the world is going on in the news — and it might even help you manage your own money too. So, let’s start with a few basics:
1.
Assets: Anything you buy with the expectation that you might reasonably make money from it.
2.
Principal: The original amount that you paid for an investment.
3.
Stocks: An investment that gives you a share, aka part ownership, in a company.
4.
Dividends: Regular payments from a company’s revenue that go out to shareholders, kinda like rewards for holding on to a stock.
5.
Bonds: Investments that earn money at a set interest rate.
6.
Rate of return: How much you made on an investment, expressed as a percentage.
In most cases, you won’t buy stocks or bonds from a company directly. Instead, you’ll invest through a broker, and they’ll hold your portfolio of stocks and bonds in an investment account. Here are three common types of investment accounts:
7.
Retirement accounts: Investment accounts meant to help people create a nest egg for the future.
8.
Brokerage accounts: Your classic investment account.
9.
Education accounts: These are investment accounts that help people grow funds to pay for education costs. (Think 529 plans.)
Okay, now that you know what a stock is and a bit about investment accounts, it’s time to check out a few investment vehicles, aka funds:
10.
Mutual funds: Professionally managed, diverse bundles of stocks and bonds.
11.
Exchange-traded funds: You can think of these as a more active sibling to the mutual fund.
12.
Hedge funds: Kinda like mutual funds, but only for the wealthy.
Hedge funds pool investors’ money like mutual funds and ETFs, but these funds are only available to accredited investors. In the US, you can qualify as an accredited investor if you have a net worth of at least $1 million or an annual income of at least $200K. So, they’re very ~exclusive~.
And because hedge funds serve a wealthy group of investors who can afford to take bigger losses than the average person, they tend to make riskier investments and pursue more aggressive strategies. Sometimes this leads to the rich getting richer; but other times, it can spell big losses.
(BTW, you should know that hedge funds are the specific investments losing money due to the rise of GameStop stock.)
And here are a few more terms that you’re probably hearing a lot about:
13.
Capital gains and capital losses: The money you gain or lose when you sell an investment.
14.
Buying on margin: Borrowing money from a brokerage to buy an investment.
15.
Short sale: A kind of stock transaction that seeks to profit on a stock’s price going down.
16.
Retail investor: An individual who invests in a nonprofessional capacity.
17.
Day trader: An investor who tries to profit on day-to-day fluctuations in the stock market.
You might also like to see what one BuzzFeeder learned when she started investing, or check out more of our personal finance posts.
And a lil’ disclaimer: If you’re considering making an investment, keep in mind that it does involve risk. No stock is a sure thing and you could lose money. To protect yourself, don’t invest money that you’re going to need anytime soon and learn everything you can about the market before you make any big moves. While it’s exciting to see some people make big gains in popular investments, it’s also a good idea to do your own research and make investments that suit your budget, goals, and tolerance for risk.
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Synonyms for Stocks and bonds. (2016). Retrieved 2023, April 14, from https://thesaurus.plus/synonyms/stocks_and_bonds
Synonyms for Stocks and bonds. N.p., 2016. Web. 14 Apr. 2023. <https://thesaurus.plus/synonyms/stocks_and_bonds>.
Synonyms for Stocks and bonds. 2016. Accessed April 14, 2023. https://thesaurus.plus/synonyms/stocks_and_bonds.
What is another word for stocks and bonds?
75 synonyms found
Pronunciation:
[ stˈɒks and bˈɒndz], [ stˈɒks and bˈɒndz], [ s_t_ˈɒ_k_s a_n_d b_ˈɒ_n_d_z]
Table of Contents
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n.
• opulence (noun)
- fortune,
- luxury,
- plenitude,
- belongings,
- possessions,
- substance,
- property,
- prosperity,
- goods,
- lavishness,
- means,
- excess,
- riches,
- affluence,
- prosperousness,
- money,
- abundance.
• Other relevant words: (noun)
- opulence,
- lap of luxury,
- substantiality,
- substantialities.
• wealth (noun)
- assets,
- profusion,
- plenty,
- clover,
- wealth,
- cornucopia,
- long green,
- holdings,
- hoard,
- Cornucopias,
- Commodities,
- dough,
- richness,
- store,
- revenue,
- velvet,
- luxuriance,
- CLOVERS,
- bounty,
- treasure,
- pelf,
- gold,
- estate,
- cache,
- cash,
- lucre,
- copiousness,
- worth,
- capital.
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Other synonyms:
• capital
- funds.
• Other relevant words (noun):
- tie,
- portfolio,
- security,
- certificate of deposit,
- bond,
- treasury bill,
- warrant,
- guarantee,
- municipal securities,
- cats and dogs,
- GOVERNMENT SECURITIES,
- insurance,
- indemnity,
- assurance,
- note,
- treasury bond,
- warranty,
- futures contract,
- guaranty,
- treasury note,
- Securities,
- Investments,
- marketable securities,
- surety.
How to use «Stocks and bonds» in context?
What are stocks and bonds?
Generally, stocks are ownership of a company’s shares while bonds are a loan or borrowing from a financial institution. Transferring ownership of stocks usually entitles the holder to a share of the company’s future profits. Bonds offer investors the opportunity to receive a periodic interest payment, built-in insurance, or both.
Stock prices are based on the belief of investors, who purchase and sell stocks, that the corporations they own will generate future profits. When these profits are realized, the stock price goes up. Conversely, when profits are not realized, the stock price goes down.
‘STOCKS AND BONDS’ is a 14 letter
Phrase
starting and ending with S
Synonyms, crossword answers and other related words for STOCKS AND BONDS
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акции и облигации
Англо-русский экономический словарь.
Смотреть что такое «stocks and bonds» в других словарях:
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stocks and bonds — index portfolio Burton s Legal Thesaurus. William C. Burton. 2006 … Law dictionary
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Securities and Exchange Commission — n. A federal agency that oversees the sale and issuing of corporate stocks and bonds and corporate takeovers. abbrv. SEC The Essential Law Dictionary. Sphinx Publishing, An imprint of Sourcebooks, Inc. Amy Hackney Blackwell. 2008. Securities and… … Law dictionary
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Toledo and South Haven Railroad — The Toledo and South Haven Railroad was a narrow gauge railroad that connected the Michigan communities of Lawrence, Hartford and South Haven. It filed for incorporation April 1, 1876http://books.google.com/books?id=Vb49AAAAIAAJ pg=PA515… … Wikipedia
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three steps and a stumble rule — A rule predicting that stock and bond prices will fall following three increases in the discount rate by the Federal Reserve ( Federal Reserve System). This is a result of increased costs of borrowing for companies and the increased… … Financial and business terms
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Securities and Exchange Commission — Securities and Ex|change Com|mis|sion, the the SEC a US government organization which makes sure that people and companies obey the laws about the sale of ↑stocks and ↑bonds … Dictionary of contemporary English
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stocks — Synonyms and related words: Oregon boat, assessable stock, authorized capital stock, bilbo, blue chip, blue chip stock, bond, bonds, borrowed stock, branks, bridle, camisole, capital stock, chains, collar, common stock, convertible preferred… … Moby Thesaurus
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capital and interest — ▪ economics Introduction in economics, a stock of resources that may be employed in the production of goods and services and the price paid for the use of credit or money, respectively. Capital in economics is a word of many meanings … Universalium
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Buy And Hold — A passive investment strategy in which an investor buys stocks and holds them for a long period of time, regardless of fluctuations in the market. An investor who employs a buy and hold strategy actively selects stocks, but once in a position, is … Investment dictionary